In today’s everything-is-online-for-the-whole-world-to-see environment, everything you do and say online is collected. Mostly for good reasons – like to tailor content and ads based on your interests and preferences. Nonetheless, I think it’s importation to be upfront about what kind of information the site collects and how it uses it.
I like to treat you (Money Mellow readers) and your information the same way I would want everyone else to treat me and my information.
Needless to say, here at Money Mellow, I (and we, the company as a whole) take your privacy seriously. That’s why in this privacy policy, you’ll find everything you need to know about what kind of personal information we collect and how we use it.
It is Money Mellow’s policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to https://moneymellow.com (hereinafter, “us”, “we”, or “https://moneymellow.com”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources. This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.
Website Visitors
Like most website operators, Money Mellow collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Money Mellow’s purpose in collecting non-personally identifying information is to better understand how Money Mellow’s visitors use its website. From time to time, Money Mellow may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. Money Mellow also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://moneymellow.com blog posts. Money Mellow only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.
Gathering of Personally-Identifying Information
Certain visitors to Money Mellow’s websites choose to interact with Money Mellow in ways that require Money Mellow to gather personally-identifying information. The amount and type of information that Money Mellow gathers depends on the nature of the interaction. For example, we ask visitors who sign up for a blog at https://moneymellow.com to provide a username and email address.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Money Mellow’s use of cookies.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Security
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Advertisements
Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Money Mellow and does not cover the use of cookies by any advertisers.
Links To External Sites
Our Service may contain links to external sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy and terms and conditions of every site you visit. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites, products or services.
MoneyMellow.com uses Google AdWords for remarketing
MoneyMellow.com uses the remarketing services to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy. You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.
Protection of Certain Personally-Identifying Information
Money Mellow discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Money Mellow’s behalf or to provide services available at Money Mellow’s website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Money Mellow’s website, you consent to the transfer of such information to them. Money Mellow will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Money Mellow discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Money Mellow believes in good faith that disclosure is reasonably necessary to protect the property or rights of Money Mellow, third parties or the public at large. If you are a registered user of https://moneymellow.com and have supplied your email address, Money Mellow may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Money Mellow and our products. We primarily use our blog to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Money Mellow takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Aggregated Statistics
Money Mellow may collect statistics about the behavior of visitors to its website. Money Mellow may display this information publicly or provide it to others. However, Money Mellow does not disclose your personally-identifying information.
Sensitive Personal Information
At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.
Children’s Information
The Website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately at info@moneymellow.com and we will use our best efforts to promptly remove such information from our records.
Privacy Policy Changes
Although most changes are likely to be minor, Money Mellow may change its Privacy Policy from time to time, and in Money Mellow’s sole discretion. Money Mellow encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.